Money and Investing with Andrew Baxter

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and guest co-host Mady.
This week, we’re diving into one of the biggest questions in retirement planning: Should you switch to a self-managed super fund? Andrew and Mady break down what an SMSF is, how it works, and who it’s right for — all in plain English.
They unpack why so many Australians are choosing to take control of their super, the key benefits and risks involved, and what to think about before making the switch. If you’ve ever wondered how to manage your own super and build wealth on your terms, this episode is a must-listen.
🎧 Tune in now to learn how a self-managed super fund can help you take charge of your financial future. Don’t forget to subscribe, share, and leave a review.
🎧 Subscribe, leave a review, or share this episode with a fellow investor.
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The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, we’re asking a fun but insightful question — If stocks were people at a party, who’s charming, who’s awkward, and who’s best avoided? From reliable dividend payers like ANZ to high-flying innovators such as Nvidia, and even the unpredictable guests like Qantas, Andrew break down what these personalities reveal about the market and your portfolio.
Expect sharp insights into market fundamentals, dividend reliability, and the behavioural traits that shape how different stocks perform under pressure. It’s a creative way to understand investing, risk, and return through the lens of human behaviour.
Tune in to find out which “guest” might deserve a place in your portfolio — and which you should politely show the door.
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Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In today’s discussion, we take a hard look at what it really means to be middle class in Australia — and why it can so easily become a poverty trap. Many households earning solid incomes still find themselves struggling, not because of low pay but because of lifestyle inflation, rising costs, and the illusion of financial comfort. Andrew unpack the difference between being comfortable and being truly free, revealing the silent financial habits that hold people back.
If you’re serious about avoiding the middle class poverty trap and want strategies that can move you closer to genuine financial freedom, this episode is one you can’t miss.
Subscribe, leave us a review, and share this episode with someone who needs to hear it.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In today’s discussion, we take a closer look at the Investing Ladder — a structured approach that helps you determine where you are in your financial journey and what the next step should be. From establishing a safety net and emergency fund, to moving into shares, ETFs, property, and eventually more sophisticated investments, this framework provides clarity on how to grow your wealth with purpose.
Andrew and Mitch explain why understanding the Investing Ladder is critical at every stage of life, how to avoid common missteps, and what strategies you can apply right now to move upward with confidence.
Tune in to sharpen your financial direction and take action on the next rung of your ladder. Don’t forget to subscribe, leave a review, and share this episode with someone looking to build their wealth.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In 5 Money Habits That Changed Our Lives and Could Do the Same for You, we share straight talk from our own wins and mistakes. You will hear how saving first, knowing your numbers, guarding against lifestyle inflation, investing only in assets that pay their own way, and setting clear goals shaped our results. We also touch on structure and tax, emergency funds, and the mindset of not negotiating with yourself.
This episode is practical and personal, drawn from early career grind to family security today. If you want 5 money habits that changed our lives to work for you, this is a sharp checklist you can apply right away.
Tune in now, take notes, and take action. If you find value, please subscribe, leave a quick review, or share this with a mate.
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FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
The Australian property market is showing signs of resurgence, but is it a golden opportunity or a looming setback? In this episode, Andrew and Mitch break down the latest shifts in legislation, interest rates, and lending conditions that could change the playing field for first home buyers, property investors, and upgraders alike.
From record-high loan applications to the impact of rate cuts and affordability pressures, this discussion shines a light on what’s driving the market forward – and where the risks may lie. You’ll also hear why current policies could fuel price growth while stretching household budgets, and what this means for anyone considering their next move in real estate.
Tune in to get clear insights into the Australian property market resurgence and how it may shape your financial future.
👉 Subscribe, leave us a review, and share this episode with others who are keen to stay ahead.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
Wall Street economics and the market situation are in sharp focus as markets hit record highs across the NASDAQ, S&P, and Dow Jones. But with confidence everywhere, the bigger question is: what opportunities will that create next?
In this episode, Andrew unpack why earnings strength, technology, and AI are reshaping valuations, and why traditional models might no longer apply. They break down the implications of rate cuts, shifting geopolitical risks, and the potential ripple effects for investors. From the “Magnificent Seven” stocks leading the charge to strategies for managing volatility, this conversation highlights where growth could be heading and how you can prepare.
Tune in to gain timely insights on Wall Street economics and the market situation — and what it means for your portfolio.
Subscribe, review, or share the show today to keep up with the latest investing perspectives.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In today’s discussion, we tackle a question most people avoid until it’s too late — how to prepare for a financial crisis. From job loss and major illness to relationship breakdowns, Andrew break down the strategies that separate those who crumble from those who stay in control. You’ll hear why budgeting is the foundation, how an emergency fund acts as your lifeline, and the essential detail that often gets ignored when building financial security.
Whether you’re worried about rising costs, income shocks, or unexpected life changes, this episode gives you a framework to protect your future and turn setbacks into setups.
If you found value in this conversation, subscribe to the show, leave us a review, or share it with someone who needs to hear it.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
What does it really take to build your first million and make the leap from beginner to the big league? In this episode, Andrew break down the turning points that define long-term success in investing. From managing risk and mastering mindset, to avoiding costly mistakes and understanding the role of time and consistency, this conversation lays out the practical lessons every investor needs.
Hear real stories of early wins and losses, the psychology behind decision-making, and why building discipline is often more important than chasing quick gains. Whether you’re starting small or already managing a larger portfolio, this is the blueprint to grow your wealth the right way.
If you’re serious about building your first million, this episode is your turning point.
👉 Don’t forget to subscribe, leave us a review, and share this episode with a mate who’s ready to step up.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
If you’ve got extra cash on hand, do you pay off mortgage or invest first? This episode dives deep into one of the most common financial dilemmas Australians face. Andrew break down the pros and cons of reducing your home loan versus putting that money to work in the markets.
From the peace of mind that comes with debt reduction to the long-term growth potential of investing, they weigh up both strategies and share insights from real experiences.
Whether you’re a first-time homeowner, a seasoned investor, or somewhere in between, this discussion offers practical context for making smarter money decisions. Tune in to gain clarity on how to use surplus cash wisely and align your choices with your goals.
Subscribe, leave a review, and share this episode with a friend who’s asking the same question.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387