Money and Investing with Andrew Baxter

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode Andrew and Mitch break down the 3 Money Buckets explained in a way that makes sense for everyday Australians facing different stages of life. Drawing from real client stories and practical examples, they walk through how liquidity, growth, and legacy each play a different part in building long term financial stability. If you have ever wondered how to organise your cash, where to invest next, or how to set yourself up for the future, this is the session to tune into.
The conversation starts with the liquidity bucket. This is where the emergency fund, working account, and short term needs sit. Andrew and Mitch explain why this bucket is the foundation of financial safety and how building it properly helps you stay steady when life throws surprises.
From there they move into the growth bucket. This is where investing in shares, property, and other assets helps your money work harder over time. The pair break down the time frames, risks, and decision making involved, tying it closely to the core theme of 3 Money Buckets and Stages of Life.
The episode wraps with the legacy bucket. This is the long term piece of your financial picture, covering superannuation, long term property holdings, trusts, and the structures that support generational outcomes. Andrew shares clear examples that highlight why getting this bucket organised early can shape your entire future.
If you are ready to start applying the 3 Money Buckets Explained in your own life, this episode gives you the roadmap to move forward with confidence.
If you enjoyed this episode, please subscribe, leave a review, or share it with someone who might benefit.
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Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, Andrew break down a topic that hits home for many Australians: Managing money on the average Aussie income when your pay feels tight and what you can do right now. With cost-of-living pressures rising and the average take-home pay stretched thin, this conversation offers clear, practical steps to help you regain control.
Drawing from real numbers and everyday examples, the episode walks you through how to make smarter decisions around rent, transport, groceries, subscriptions, and lifestyle habits. You’ll hear why small changes matter, how to rethink major expenses, and how to keep more of what you earn. The goal is simple: help you start Managing money on the average Aussie income with confidence and intention.
Beyond budgeting, Andrew and Mitch explain how to build an emergency fund, why discipline shapes your financial future, and how even two hundred dollars a week can start your investing journey. They also highlight the mindset shifts needed to move from feeling stuck to taking action, making this episode both practical and motivating.
If you're serious about Managing money on the average Aussie income and improving your long-term financial position, this is an episode worth tuning into.
If you enjoy the show, make sure to subscribe, leave a review, or share this episode with someone who’ll benefit from it.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, we take a clear look at one of the biggest questions facing home buyers today. When your dream suburb is far beyond what you can borrow, Rentvesting in Australia may be the strategy that lets you live where you want while still owning a property that fits your budget. Drawing on real examples, practical scenarios, and current housing trends, the conversation breaks down how this approach works, who it suits, and the financial trade-offs to consider.
You will hear why entering the market with a property you can afford is often better than waiting for the perfect home. The discussion covers the pros and cons of renting in a higher-priced area while owning an investment property elsewhere, how affordability pressures have shaped Rentvesting in Australia, and how this strategy can support wealth building over the long term. The episode also takes you through costs, tax considerations, depreciation, structures, and the real-life challenges many investors face when balancing lifestyle and financial goals.
If you are weighing up how to get started in property, or trying to find a practical pathway into your preferred suburb, this episode offers insight you can apply straight away. It is a timely guide for anyone thinking about Rentvesting in Australia and the options available in a tough housing market.
If you enjoy the episode, make sure to subscribe, leave a review, or share it with someone who needs to hear it.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
This episode is a straight, honest look at the investing mistakes that shaped our early years. Drawing from real experiences, we break down the investing mistakes that cost us time, money, and momentum in our 20s, and why avoiding them now can save you years of frustration. From buying assets too late to diving into the stock market with overconfidence, this conversation highlights the patterns many young investors fall into long before they realise the consequences.
You will hear how simple lapses in planning, lack of structure, ignoring risk, and relying on optimism instead of strategy can turn small errors into expensive lessons. We also talk through missed property opportunities, overleveraged trades, ignoring maintenance costs on assets, and the emotional side of making choices that seem smart at the time but turn out to be major investing mistakes in hindsight.
Most importantly, this episode explains how each setback became a turning point. The goal is not to scare you, but to help you spot these investing mistakes early so you can build a stronger base for your financial future and avoid losing precious momentum in your 20s.
If you want a grounded, practical take on what to avoid and how to learn from hard-earned lessons, this one is for you.
If you found value in this episode, make sure to subscribe, leave a review, or share it with someone who needs a push in the right direction.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Today we look at the turning point that comes when you stop trying to do everything alone and start building an Investment Team around you.
In this conversation, Andrew break down why going solo in the markets can cap your progress, and how surrounding yourself with the right mentors, accountants, brokers, lawyers and peers can change the way you invest. From interviewing advisers, choosing a broker who actually adds value, working with a switched on accountant, through to having a peer group that challenges your thinking, you will hear real stories from their own careers and clients.
You will learn how to think about your Investment Team as a group of specialists in their own lanes, so you can focus on yours. You will also hear simple, practical steps for finding people you can trust, asking better questions and avoiding costly mistakes that come from guesswork or bad guidance.
If you are ready to take your trading and investing more seriously by building a strong Investment Team around you, this episode is for you. Tune in now, and if you enjoy the show, please subscribe, leave a review, and share it with a mate who needs to hear it.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387 

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, Andrew and Mitch break down one of the most important topics for every investor: understanding how your strategy should shift across the Stock Market Phases. From accumulation to expansion and distribution, they uncover how each stage plays out, what the smart money is doing, and how you can position yourself for better outcomes.
Markets move in cycles, and each phase presents both opportunities and risks. Andrew explains how to spot the early signs of accumulation when the big institutions start buying, why emotional decision-making can cloud your judgement, and how volatility can actually be a tool for traders. Mitch adds valuable insights into using geared ETFs, options, and technical indicators to adapt as market conditions evolve.
You’ll also hear real-world examples and strategies that professionals use to manage their portfolios through different Stock Market Phases. Whether you’re a seasoned trader or a long-term investor, this discussion will help you understand how to respond when markets shift and sentiment changes.
Subscribe, leave a review, and share this episode to help others master the art of managing money through every Stock Market Phase.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387 

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, Andrew baxter tackle some of the dumbest stock market advice they’ve ever heard and explain why following it could set you back. From “don’t invest, you’ll lose all your money” to “stocks always go up,” they break down the myths and misunderstandings that keep investors from growing their wealth.
You’ll hear real examples of how bad advice spreads, what it costs people, and how to spot the red flags before they hit you. With more than 40 years of combined market experience, Andrew and Mitch share the lessons that separate smart investors from those who fall for the noise.
Listen now, subscribe to the show, and share this episode with someone who needs better investing advice.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
If you're new to the stock market or thinking it might be too late to start investing, this episode is for you. Andrew and Mitch break down the stock market basics every beginner needs to know — from understanding how markets work to simple, practical steps to get started with confidence.
They explain key terms like dividends, ETFs, and market capitalisation, and share why optimism drives long-term market growth. You’ll also learn why starting small, investing in what you know, and staying consistent can build real momentum in your investing journey.
Whether you’re 20 or 50, it’s never too late to learn the stock market and take charge of your financial future.
🎧 Subscribe to the Money and Investing Show, leave a review, and share this episode with someone ready to start investing today.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and guest co-host Mady.
This week, we’re diving into one of the biggest questions in retirement planning: Should you switch to a self-managed super fund? Andrew and Mady break down what an SMSF is, how it works, and who it’s right for — all in plain English.
They unpack why so many Australians are choosing to take control of their super, the key benefits and risks involved, and what to think about before making the switch. If you’ve ever wondered how to manage your own super and build wealth on your terms, this episode is a must-listen.
🎧 Tune in now to learn how a self-managed super fund can help you take charge of your financial future. Don’t forget to subscribe, share, and leave a review.
🎧 Subscribe, leave a review, or share this episode with a fellow investor.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.
In this episode, we’re asking a fun but insightful question — If stocks were people at a party, who’s charming, who’s awkward, and who’s best avoided? From reliable dividend payers like ANZ to high-flying innovators such as Nvidia, and even the unpredictable guests like Qantas, Andrew break down what these personalities reveal about the market and your portfolio.
Expect sharp insights into market fundamentals, dividend reliability, and the behavioural traits that shape how different stocks perform under pressure. It’s a creative way to understand investing, risk, and return through the lens of human behaviour.
Tune in to find out which “guest” might deserve a place in your portfolio — and which you should politely show the door.
🎧 Subscribe, leave a review, or share this episode with a fellow investor.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ 
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387