Are Australian Banks in Trouble? The Growing Risks From Falling Property Prices, Credit and Mortgage Demand

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

Are Australian banks in trouble? In this episode, Andrew and Mitch examine the growing pressure facing Australian banks as credit growth slows, mortgage applications fall and property prices begin to pull back.

The discussion looks at what a 2% decline in Australian property prices could mean for borrowers, investors and the wider banking system. They break down the risks around negative equity, higher debt servicing costs, loan arrears and potential repossessions, particularly for Australians who have borrowed heavily.

Andrew also discusses why falling loan applications could eventually put pressure on bank earnings and valuations. With property investors becoming more cautious and major players reducing their exposure to real estate, the episode asks what these signals could mean for Australian banks and the broader economy.

If you have a mortgage, own property or invest in Australian banks, this episode offers useful context on the risks worth watching as economic and property conditions change.

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